SC

Press ⌘/Ctrl + P or use the button to save a one-page PDF.

Salil Chincholikar

Senior Software Engineer

Fintech Platforms · Enterprise Integrations · AI Automation

salilchincholikar.com
salilchincholikar@gmail.com
linkedin.com/in/salilchincholikar
github.com/salilchincholikar

Senior Software Engineer with 5+ years of experience building fintech, AI-driven, and cloud-native systems. Architected automation platforms serving 40+ enterprise customers, thousands of users, and millions of invoices monthly. Expertise spans distributed systems, enterprise integrations, AR/AP automation, reconciliation, and workflow automation.

Skills

Core Technologies
Java, Python, JavaScript, TypeScript, Spring Boot, FastAPI, Node.js, React, Next.js
Architecture & Domain
Distributed Systems, Event-Driven Systems, Serverless Architecture, Multi-Tenant SaaS, Workflow Automation, SFTP Architecture
Cloud & Data
AWS (Lambda, S3, EC2, ECS, RDS), Docker, PostgreSQL, MySQL, MongoDB, pgvector
AI & Automation
Bedrock, OpenAI, Claude, LangChain, CrewAI, DocLing, RAG, Vector Search, LLM Orchestration, Agentic Workflows

Work Experience

Kapittx | PuneMay 2023 – Present
Software Engineer
Enterprise fintech platform supporting AR, AP, reconciliation, and payments.
  • Designed the foundational architecture for AI-driven financial workflow automation, establishing the platform on which subsequent automation capabilities were built.
  • Orchestrated LLM-driven document processing and reconciliation workflows across thousands of financial documents, reducing manual effort from approximately one month across a 20-person team to under 10 minutes with 1–2 operators.
  • Independently architected and built an AWS-based SFTP integration platform for secure financial-document exchange with enterprise clients, replacing costly external data pipelines and cutting data ingestion and transfer costs ~95%.
  • Engineered serverless batching pipelines on AWS Lambda to process millions of invoices monthly; redesigning the processing model reduced resource consumption by ~80% while improving throughput, reliability, and operational scalability.
  • Architected three-way reconciliation workflows spanning ERP, CRM, banking systems, and payment gateways (Worldline, PayPal, Stripe), eliminating error-prone manual matching across disconnected financial systems.
  • Architected and implemented enterprise integrations with Microsoft Graph API and Salesforce, enabling seamless interoperability with customer finance and CRM ecosystems while minimizing onboarding friction.
  • Designed Accounts Payable automation pipelines, an Accounts Receivable inbox, and AP/AR + Working-Capital dashboards, giving finance teams real-time visibility across the customer base.
IBM | PuneJun 2021 – Apr 2023
Application Developer, Cloud Full Stack
  • Engineered and optimized Java/Spring Boot services within a Pan-Baltic banking platform, contributing to distributed enterprise applications underpinning regulated financial operations.
  • Delivered performance improvements and microservices integration across a polyglot enterprise stack (Java, Spring Boot, ReactJS, JRuby, Ruby on Rails, Oracle DB, AWS), improving responsiveness of customer-facing banking workflows.
  • Provided L2/L3 production support and root-cause analysis for mission-critical banking systems, sustaining stability, reliability, and regulatory compliance in a high-availability environment.

Independent Software & AI Consulting

Software & AI Consultant (concurrent)Oct 2022 – Present
Delivered software architecture, cloud platforms, and AI-powered solutions for clients across the UK, USA, Netherlands, Denmark, and Croatia, including engagements with GitHub and Pythagora.
  • Architected multi-tenant SaaS platforms and cloud-native backends on AWS with role-based access control, subscription management, and secure document storage (S3, Supabase).
  • Built agentic AI systems and RAG pipelines (vector search) for document processing and financial research, plus analytics and logistics platforms with automated workflows, complex receivables calculation, and robust RBAC.

Education

B.E. in Information TechnologySavitribai Phule Pune University · May 2020